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CAM claims it is ‘perverse’ that the fee charged is simply linked to the value of the money being invested.

It feels the current model of charging exists today due to ‘powerful vested interests’ that are reluctant to change.‘Think back in time to the tobacco lobby, and more recently to the fast-food lobby. Even major global car manufacturers are sticking to 19th century engineering instead of embracing electric and battery power.‘This very powerful group are resistant to change and innovation when it comes to reviewing methods of charging clients for wealth management services, preferring to cling to a model which was first introduced almost 100 years ago.’CAM sees now is the time to challenge the status quo, highlighting recent advancements in the music, travel and car hire industries.‘The digital revolution has democratized services and choice, bringing with it new ideas, new thinking and innovation.’CAM summarises the challenges to the fee model under four key headings, all beginning with the letter C.

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According to CAM’s calculations, the investor using the first charging option would be £1 million worse off in 30 years compared to someone using the flat fee.

It has a full 1080p video resolution, a rotating, magnetic stand, a new app interface as well as a couple of other minor improvements.

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